The Vienna underwriting module supports both manual and automated underwriting processes with a configurable rules based engine. Lenders are able to create distinct policies and workflows for different products with full integration to the major credit reference agencies and to third party data services.
Vienna enables full automation of the credit decision, pay-out, document production and go-live processes.
Key features of the Vienna underwriting module include:
- Automated real-time decisions
- Configurable product and user workflow
- Full decision and user audit trail
- Underwriting restrictions and permissions
- Data and decision analytics
- Application and decision data in one place